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Guide

Polymarket Deposit Methods in the UK: Bank Transfer, Crypto & More

How to deposit on Polymarket in the UK in 2026 — bank transfer, open banking, crypto, Klarna and fees explained. All methods work via PolyGram.

Marc Jakob
Senior Editor — Prediction Markets · · 2 min read
✓ Fact-checked · 📅 Updated 9 June 2026 · 2 min read
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How to Deposit on Polymarket from the UK

Polymarket enforces geofencing that prevents UK-based users from accessing the platform directly, though PolyGram offers unrestricted entry to the identical CLOB order book alongside purpose-built UK funding pathways. Every contract resolves in USDC held on the Polygon blockchain.

UK Deposit Methods Available on PolyGram

Bank Transfer (Faster Payments / Open Banking)

British traders may top up their PolyGram wallet using Faster Payments via PolyGram's licensed fiat gateway partner. Deposits are instantly converted into USDC and settle in roughly 5 minutes on average. The minimum starting deposit stands at £10. PolyGram itself levies no charge; the gateway operator applies a 1–1.5% conversion markup.

Debit & Credit Card

Both Visa and Mastercard debit cards work without issue. Note that credit card transactions may be blocked by your card issuer if flagged as a cash-like withdrawal — debit cards remain the safer choice. The on-ramp applies a fee of approximately 1.8%.

Klarna

For eligible UK customers, Klarna's buy-now-pay-later service is available. You can execute trades immediately and repay the balance over the following 30 days without interest. You'll need an active, verified Klarna account to use this option.

Crypto (USDC, ETH, BTC)

Deposit USDC directly from your preferred exchange (such as Coinbase, Kraken, or Binance) to your PolyGram Polygon address. Alternatively, transmit ETH or BTC and let PolyGram's integrated bridge handle the conversion to USDC automatically. This route delivers the lowest costs and quickest settlement for frequent traders. Polygon confirmations occur in under 60 seconds.

Deposit Fees Comparison

  • Bank transfer: ~1–1.5% on-ramp fee
  • Debit card: ~1.8% on-ramp fee
  • Klarna: 0% (interest-free 30-day)
  • Crypto (USDC direct): ~$0.001 Polygon gas only

Minimum and Maximum Deposits

The floor for any deposit is $10 equivalent. PolyGram places no ceiling on deposit amounts. Identity verification becomes mandatory once your cumulative deposits reach $1,500. The KYC process completes in 2–5 minutes.

How Long Do Deposits Take?

  • Bank transfer: 2–10 minutes
  • Card: instant–3 minutes
  • Crypto USDC: 30 seconds–2 minutes

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Marc Jakob
Senior Editor — Prediction Markets

Marc has covered prediction markets and crypto order flow since 2018. Writes for PolyGram on market structure, on-chain settlement, and regulatory developments.